Saving

How to Avoid Overusing Your Emergency Fund

by Kevin May 1, 2013

Building an emergency fund is one thing; keeping it intact and fully funded is quite another. There are a number of reasons why this is a problem. Overusing your emergency fund is one of the biggest. There are challenges that come with an emergency fund, and you’ll have to be resolute in your decision and [...]

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Why You Should Build Your Savings Before Paying Off Debt

by Kevin April 17, 2013

So many people who are in debt try – and repeatedly fail – to get out of it. They might beat themselves up for being “weak” or utterly incapable of mastering their finances. In truth, they’re neither weak nor incapable. They’re probably just going at it in the wrong way. Simply resolving to get out [...]

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5 Ways to Save Money on Prescription Medications

by Kevin March 27, 2013

Healthcare costs are rising across the board, but one area that seems to be outpacing the rest is prescription medications. It isn’t just that prices are rising, it’s also that there are more medications for more illnesses, being prescribed more frequently. How do you save money on prescription medications while still taking the very best [...]

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Can You Be Too Frugal?

by Kevin March 6, 2013

This can seem like a ridiculous question when you are struggling to pay your bills, pay off debt, or to save money. But it’s also an important question because there’s a difference between being frugal – and being cheap! Cheap is the destructive second cousin of frugal. While frugality can bring about many positive changes [...]

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How to Start Saving and Investing With Small Amounts of Money

by Kevin January 9, 2013
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Millions of people have little or no savings. In fact, according to one recent report 64% of households have less than $1,000 in the bank. That’s the majority of Americans! And in today’s world, $1,000 just isn’t that much money. I’m going to take a guess here and say that it’s likely that the majority [...]

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5 Ways to Save Money on Airline Tickets

by Tim October 2, 2012
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I’m always looking for ways to save money when I travel.  Instead of cutting back on the small things or saving a few dollar by ordering off the dollar menu, I try to save in the big ticket items.  Airfare is by far one of the biggest expenses you can incur during a trip, and [...]

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How Much Should You Have in Your Emergency Fund?

by Kevin July 30, 2012
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Everyone should have an emergency fund, no one disagrees with that. But there is considerable variation in opinions as to how large an emergency fund should be. The specific size should always be based on a combination of individual needs and preferences, but if you’re looking for some guidance, below are some recommendations. A $1,000 [...]

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Use ING Sub Accounts to Focus Your Savings Goals

by Darren June 20, 2012
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I’m sure we all have a few big-ticket items that we’re saving for to purchase sometime in the future. I’m also sure that we all have routine purchases that we make every year. And finally, I’m sure that we’ve all had unexpected bills come up in the past that have hurt our financial situation. What [...]

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Can You Save Money With Starbucks K-Cups?

by Tim June 18, 2012
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Single cup coffee makers have changed the way people make and enjoy their daily cup of java.  Instead of making an entire pot of coffee just to watch it go to waste, coffee drinkers now have the ability to brew a single cup with the Keurig K-Cup single cup brewers. With the average cost of [...]

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Can You Order Pet Meds Without a Prescription?

by Tim June 1, 2012
pet meds

If you have a pet, then you know that medications aren’t cheap and that the cost of pet ownership can be very high. A single trip to the vet can set you back $80 or more per visit, not to mention the cost of your pet’s medication.  Simple flea medication for your pet can run [...]

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